Financial Calculators
When purchasing or refinancing a home, consumers face many decisions that can be difficult to understand. In order to help you understand some of the choices that you will face, we have provided several calculators for the most common scenarios. These tools are intended to help you evaluate your options and understand basic components of your mortgage loan. They do not take into account all aspects of your loan, and are for informational use only. You should contact our loan origination team to determine specific details for your mortgage.
Annual Gross Income $
Term of Loan Years
Annual Interest Rate %
Annual Homeowners Insurance $
HOA or Related Fees (Monthly) $
Annual Mortgage Insurance $
Annual Real Estate Taxes $
Monthly Debt Obligations ** $
You can Borrow up to * $
* Additional funds may be needed to cover down payment and closing cost requirements. Qualification was based on industry standard 28/36 ratio, meaning that no more than 28% of grose monthly income can go tword total housing expenses (loan payment, taxes, insurance, and assessments) and no more than 36% of gross monthly income can go tword total monthly debt expenses (including housing).
** Debt obligations should include all other minimum monthly payments, excluding mortgage and utility payments.